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Welcome to FirstAtlantic Bank!

Thank you for visiting our web site. Please allow us to share our vision of how FirstAtlantic is lighting the way to better banking in Northeast Florida and Southeast Georgia.

Our approach to business is to provide the highest levels of personalized service. To us, that means getting to know you by name, listening to you to understand your needs, providing you with solutions that fulfill your needs, and making ourselves easy to communicate with, including answering our own telephones.

Lighting the way to better banking also means that we will make decisions locally instead of relying on someone in Charlotte, Atlanta, Birmingham, or Cincinnati to determine how best to serve you. It also means that we will work hard and creatively to find solutions to your needs. We provide a wide array of lending programs from traditional commercial loans to financing provided through SBA loan programs, from long term first mortgage home loans to home equity lines of credit. Our high yielding Treasure Checking Account rewards our customers with an interest rate of up to 5%. And, we will use technology to help make banking with us convenient, such as our remote deposit capture product that allows business customers to make deposits without ever having to leave their offices.

At FirstAtlantic Bank, with a $30 million capital base, we are large enough to handle most all of your banking needs, yet small enough to be personally involved with a degree of caring not found in larger banks.

If you are not already a client, we encourage you to bank with us. We are convinced that you will find FirstAtlantic to be a better way of banking.

Sincerely,

J. Bert Watson, Founder and Chief Marketing Officer
T. Michael White, Founder and Senior Lender
Mitchell W. Hunt, Jr., President and CEO