Checking Accounts FirstAtlantic Bank
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Checking Accounts

Business Basic Checking

The Business Basic Checking account is designed for small businesses, associations, and organizations with minimal activity and/or low balances. It’s a simple and effective way to bank with confidence and security.

Account Features*

  • Low minimum opening deposit of $100
  • No charge for electronic debits & credits
  • Per item charges only apply if the number exceeds 150 paper items per month
  • MasterCard® Business Debit Card
  • Earn a $5.00 monthly credit for eStatements
  • Earn a $5.00 monthly credit for either conducting 15 debit card transactions or maintaining a $2,000 average balance
  • No fees at FirstAtlantic Bank or Publix® Presto! ATMs
  • FREE Basic Online Banking with Basic Bill Pay
  • FREE Notary Services
  • Low $10 Monthly Service Fee
*Accounts closed within 180 days of opening may be charged an early closing fee of $20. If the monthly cash deposit exceeds $50,000, the account will be converted to Commercial Custom Checking. Overdraft protection and debit cards are subject to credit approval.
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Express Connect Checking

Express Connect Checking is designed for customers who utilize FirstAtlantic Bank’s Remote Deposit Capture service. Simplify your deposits as well as your business!

Account Features*

  • Low minimum opening deposit of $100
  • No charge for electronic debits & credits
  • Per item charges only apply if the number exceeds 250 paper items per month
  • MasterCard® Business Debit Card
  • No fees at FirstAtlantic Bank or Publix® Presto! ATMs
  • FREE Online Banking with Bill Pay
  • FREE Electronic Statement
  • FREE Notary Services
  • Low $50 Monthly Service Fee
  • (only if $50,000 average monthly balance requirement is not met)
* Accounts closed within 180 days of opening may be charged an early closing fee of $20. If the monthly cash deposit exceeds $50,000, the account will be converted to Commercial Custom Checking. Overdraft protection and debit cards are subject to credit approval
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Commercial Custom Checking

Commercial Custom Checking Accounts are for businesses with high transaction volumes, and/or businesses that may need to utilize FirstAtlantic Bank’s Cash Management services. The account statement is analyzed each month to offset maintenance fees with an earnings credit.

Account Features*

  • Low minimum opening deposit of $100
  • No charge for electronic debits and credits
  • Per item charge for all paper items
  • MasterCard® Business Debit Card
  • No fees at FirstAtlantic Bank or Publix® Presto! ATMs
  • FREE Online Banking with Bill Pay
  • FREE eStatements
  • FREE Notary Services
  • Low $15 Monthly Service Fee**
* Accounts closed within 180 days of opening may be charged an early closing fee of $20. Overdraft protection and debit cards are subject to credit approval. **Earnings Credit is calculated based on your collected balances less the Federal Reserve required margin, to offset the fees incurred.
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Business Interest Checking

The Business Interest Checking Account is ideal for sole proprietorships and non-profit groups who keep larger balances with lower volume activity and would like to earn interest on their checking account.

Account Features*

  • Low minimum opening deposit of $100
  • Tiered interest-bearing account
  • MasterCard® Business Debit Card
  • Earn a $5 Monthly Credit for eStatements
  • No fees at FirstAtlantic Bank or Publix® Presto! ATMs
  • FREE Basic Online Banking with Basic Bill Pay
  • FREE Notary Services
  • Per item charges only apply if the number exceeds 150 paper items per month
  • Low $15 Monthly Service Fee (only if a minimum daily collected balance of $1,000 or a $2,500 average monthly balance is not met)
* For specific interest rates and details, visit or call one of our financial centers. If the monthly cash deposit exceeds $50,000, the account will be converted to Commercial Custom Checking. Accounts closed within 180 days of opening may be charged an early closing fee of $20. Overdraft protection and debit cards are subject to credit approval.
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