Savings Accounts FirstAtlantic Bank
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Savings Accounts


Personal Savings

Allow FirstAtlantic Bank to help you save for tomorrow with no monthly fees today!
How it Benefits You:

Account Features*

  • No minimum balance
  • No monthly maintenance fee
  • Tiered interest rate (rates increase as balance increases)
  • Free Online Banking with Bill Pay

Quick Facts:

  • $100 minimum deposit to open.
  • Maximum of six debits allowed, excessive debit fee of $15 applies.
*For specific interest rates and details, visit or call one of our financial centers.

Atlantic Treasure Money Market *

Our premier money market account which allows for easy access to your personal savings. Get started today!

Account Features*

  • Low minimum opening deposit of $1,000
  • SIX withdrawals or transfers at no charge
  • Tiered interest-bearing account
  • FREE Online Banking
  • ATM access if linked with checking
  • Safe Deposit Box 50% Discount
  • (only if average daily balance falls below $1,000 per statement cycle)
  • Low $15 Monthly Service Fee
* For specific interest rates and details, visit or call one of our financial centers. Accounts closed within 180 days of opening may be charged an early closing fee of $20. Fees may reduce earnings. Debit cards are subject to credit approval. $15 excessive transaction fee will apply for withdrawals or transfers exceeding six per statement cycle. Safe Deposit Boxes are subject to availability.

Sand Dollar Savers

If you are under 18 years of age, this is a great way to start saving. Invest in your future – beginning today!

Account Features*

  • Free Online Banking
  • No Monthly Service Fee
  • No minimum daily balance requirement
  • Tiered interest rate (rates increase as balance increases)

Quick Facts:

  • $10 minimum deposit to open
  • Maximum of six debits allowed, excessive debit fee of $15 applies
*For specific interest rates and details, visit or call one of our financial centers.

Health Savings Account (HSA)

An HSA allows you to manage your healthcare dollars while earning interest at the same time.

Account Features*

  • No Minimum Balance Requirement
  • Interest-Bearing Account
  • Low $2.50 Monthly Service Fee, which can be waived if any two of the following requirements are met.
  • Direct Deposit
  • $3,000 average monthly balance
  • Monthly eStatement
  • Low Opening Deposit of $100
  • Free Online and Mobile Banking
  • Mastercard Debit Card
  • Save and pay for current and future health expenses with tax-free dollars (all tax references are at a Federal level. State taxes may vary. Consult a tax advisor with questions).

Quick Facts

You are eligible if you are:
  • Covered under a high deductible health plan
  • Not enrolled in Medicare
  • Not claimed as a dependent on another’s tax return
  • Not covered by any other type of insurance that is not considered a high deductible health plan
*For specific interest rates and details, visit or call one of our financial centers. Accounts closed within 180 days of opening may be charged an early closing fee of $20.

Certificate of Deposit***

Earn a higher rate of interest on your personal savings with a FirstAtlantic Bank Certificate of Deposit. We offer a variety of certificates ranging in terms from one month to five years.

Account Features

  • $500 minimum deposit to open
***Early withdrawal penalties may apply.

Individual Retirement Account***, ****

It’s never too early to start saving for your retirement. At FirstAtlantic Bank, we offer traditional IRA’s and Roth IRA’s.

Account Features

  • $500 minimum opening deposit for IRA CDs
  • No minimum opening deposit for a variable rate IRA CD
  • Interest is fixed for the term selected and paid at maturity
** Subject to credit approval.
*** Early withdrawal penalties may apply.
**** Other restrictions may apply.

For specific rates and details, visit or call one of our financial centers.