The Equifax Data Breach – What you should know 

Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach of their system. This breach affects approximately 143 million Americans. While this was not a breach of FirstAtlantic Bank’s systems, it’s important for our customers to understand the impact of this event, and what you can do to protect yourself. 

Equifax Data Breach 

According to Equifax, the data breach occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of birth, addresses and, in some cases, driver’s license numbers. 

Protect Yourself 

At FirstAtlantic Bank, the security of your accounts and personally identifiable information is extremely important to us. To help protect your information, we have a number of security measures in place including strong encryption software and ongoing monitoring of suspicious activity on your accounts. 

It’s very important that you be extra vigilant in monitoring all of your accounts. Here are a few things you can do to protect your information.

  • Check to see if you are impacted
    Equifax has established a website which informs consumers if they may be affected by the breach, provides additional information on the breach, and offers complimentary identity theft protection and credit file monitoring. This information is available at www.equifaxsecurity2017.com.
  • Check your credit reports
    Review your credit reports for accuracy. Call any one of the three credit reporting agencies to receive your free annual credit report or visit www.annualcreditreport.gov.
  • Consider placing a freeze on your credit
    If you are interested in placing a freeze on your credit, please review the Credit Freeze FAQs from the Federal Trade Commission (FTC).
  • Report any suspicious activity on your bank accounts
    Report any suspicious activity to FirstAtlantic Bank by calling 1-866-921-0411 or stop by one of our nearest financial centers.

You should also contact the credit reporting agencies to notify them of any suspected fraud or identity theft.

TransUnion® – 1-800-680-7289
P.O. Box 2000, Chester, PA 19016
www.transunion.com

Experian® - 1-888-397-3742
P.O. Box 9554, Allen TX 75013
www.experian.com

Equifax® – 1-800-349-5191
P.O. Box 740241, Atlanta, GA 30374
www.equifax.com

If you believe you are the victim of identity theft, contact your local law enforcement office and/or your state attorney general. Finally, you may also want to consider reviewing information about recovering from identity theft, which is available from the Federal Trade Commission (FTC) at www.identitytheft.gov or by calling 1-877-IDTHEFT (1-877-438-4338). The FTC also offers general information to protect your online presence at https://www.consumer.ftc.gov/topics/privacy-identity-online-security.

Equifax has established a dedicated toll-free number to answer questions you may have about the Equifax data breach and its effect on your personally identifiable information. You may call them at 1-866-447-7559.

For additional tips for protecting your personal information, click here.